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Final Expense, Term and IUL are available!
Life insurance is an essential component of your financial foundation.
Financial Resources during Critical Illness
With rising healthcare costs and longer life expectancies placing greater strain on families. Living benefits address these challenges head-on by providing a layer of protection that extends before end of life, when illness sets in first. They enable families to maintain financial stability and dignity during some of life’s most difficult moments.
Financial Protection for Terminal Illness
The Terminal Illness Rider allows policyholders diagnosed with a terminal illness to access a portion of their death benefit while still alive. This benefit can be used for medical expenses, personal goals, or to support loved ones during the policyholder’s final days.
Tax-Free Money
One of the most significant advantages of living benefits is that, in most cases, the payouts are tax-free. This allows policyholders to access the full financial support needed during challenging times without additional tax burdens.
Home Mortgage Protection
Without life insurance, your debts—like a home mortgage, car loans, or credit card balances—could fall on your family. Life insurance provides the funds to settle these obligations, sparing your loved ones from losing your home and experience financial hardship.
Financial Security is a priority.
"I already have life insurance!"
“That's great! But do you have the new kind with Living Benefits that includes critical illness coverage, that if you experience a heart attack, stroke, or cancer, you can access up to 90% of the death benefit while you are alive, to cover expenses like mortgage payments, household expenses, medicine, and caregiver cost while you recover.”
“Why do I need Life Insurance?”
Life insurance protects against life’s uncertainties. It ensures that family members have access to funds to
Pay off debts and mortgages. Cover daily living expenses and provide the financial resources during the times when you need help the most.